About DSCR Loans DFW

Why a site just for Dallas-Fort Worth

A DSCR loan is simple on paper: rent divided by the payment. In the Metroplex, the payment is where deals go sideways. Property taxes are a large share of it, and the tax bill depends on the county appraisal district, the school district, whether the home is inside city limits, and whether it sits in a MUD or PID. Add Dallas and Fort Worth taking very different approaches to short-term rentals, clay soils that move foundations, and a hail season that shapes insurance, and a general rental-loan site leaves out most of what matters here.

So every page on this site is about one situation: a business-purpose investor buying, refinancing or holding a rental in Dallas-Fort Worth. For DSCR loans elsewhere in Texas, our Texas home site covers the state. For all DFW DSCR options, see dscrloanstexas.com.

How we work

• We are a broker. We arrange and shop financing from wholesale lenders. We do not make loans or credit decisions.
• Taxes first. We add up every taxing unit, MUD and PID included, before we compare programs.
• Investment property only. We arrange business-purpose loans on non-owner-occupied property. We do not arrange owner-occupied or consumer-purpose loans.
• Pricing on request. Pricing comes from wholesale lenders and changes. We compare current programs for your scenario.
• Plain answers. If a deal only works on a neighbor's lower tax bill or on STR income the rules will not allow, we say so early.

Licensing

Details on our licensing page. Ready to talk about a property? Start a DFW scenario.